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A Southern Borno Identity Is Fast Crystallising, The Momentum Should Be Sustained

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   "....persons, communities, regions, and even nations without identity become mere statistics in humanity's scheme of things." (Anonymous).

A people’s identity could be expressed in the form of a common outlook, and perceptions on life, including worldview, usually shaped by shared elements of culture, tradition, geography and historical experience.The aggregation of these factors into a distinct and discernible composite characteristic and way of life. It is this distinct characteristics and ways of life that set one community or group apart from the other, identity wise.

Until recently, it would seem, Southern Borno communities have not been conscious of such common identity or bond existing among them. If they did, it was taken for granted, and so hardly brought to bear in the pursuit and promotion of their common interests and destiny. The story however is changing, and encouragingly fast too, going by recent developments.

Thess include a series of consultative (person to person, group to group) meetings and interactions to discuss challenges affecting the region. There has also been a huge growth in the rate of the people coming together to celebrate one of their own for being role models. Or show empathy in times of grief and tragedy. The latest sense of empathy being the unity of purpose exhibited towards raising massive material support in aide of the victims of the catastrophic flood that devastated Maiduguri, the state capital. The sum of N200 million (and still counting) was collectively raised and donated! There couldn’t be a greater sence of unity of purpose. It also underscores the budding manifestation of a common identity of Southern Borno.

To restate the obvious, Southern Borno represents a significant part of current the Borno State in more ways than one. First, it is the food basket of the state. Second, the region is home to the middle and lower manpower base of the state, including artisan service providers. Despite this, the region has not been able to command a commensurate clout due to challenges of diversity. Building unity and strength out of it couldn’t be more daunting!

The diversity in Borno South covers tribes, cultures, religions, and geography. The landmass may just be about 40%, but it accounts for about 70% of the ethnic groups that constitute Borno, and none of them (within the enclave) is up to a million. Though Southern Borno is predominantly Muslim, the Christian faith commands a large following equally.

The Biu plateau to the South, and the Gwoza/Mandara Hills chains at the North East flank gave the land a jagged outlook with enormous flat plain in-between, making it suitable for arable farming and livestock. Culturally, diversity exists at two levels in southernBorno; those with hybrid disposition on account of proximity with the larger Kanuri ethnic group and the vast majority of groups that remain distinct or undiluted.

The diverse setting has since made the region highly vulnerable to divide and rule along the varying faultlines, particularly when it comes to political identity and strength. But thank God, sustained media campaigns and the relentless efforts of some eltes past and present, the zone is beginning to fine its mojo. People have been increasingly appreciative of the value of speaking with one voice. And in also seeing each other as “brothers” who developmentally not only in one boat but are facing the same storm.

The positive turn could be illustrated by the rising number and frequency of Southern Borno delegations to commiserate or celebrate with others in and outside the state. So, there has been a level of fraternity among ordinary folks of Southern Borno extraction.

Sports and cultural festivals have been recognised as a unifying factor universality. Southern Borno, appreciated this by initiating inter-local government soccer tournament. The first was held this year and has elicited a lot of interest especially among the youth. Now in tow, a pan-Borno South annual cultural festival and Summit is on the drawing board to take place tentatively by the end of the year. The Summit component shall actually be the second outing or so. The last one took place in 2018 at Maiduguri. Participants to both events (Summit and Festival) are billed to come from all the local governments in the South and even beyond. The cultural aspect is expected to leverage on the success and experiences renown by “micro” cultural festivals like the Marama Day and Menwara of Shani.

Another unifying factor has been the people’s shared vision to better their lot. After years of developmental challenges, they are now willing to do more to help themselves. No matter how little. The zone also needs a collective voice to engage politically with the larger Borno society to improve its chances of securing a power shift or even get a state created out of the South namely; the Savannah.
The Nigerian Constitution obliges a state-wide referendum, among other conditionalities, for creating new states. Unless otherwise, the concurrence of the other two zones is a necessity. The pursuit of this has had a positive effect on the unity of Southern Borno, too.

To sustain the current tempo and to also provide further traction to the unity-building process, it would be in order for those sitting on the fence to join the movement. On the part of those driving the movement using various initiatives/platforms, it is now time to play down partisanship. In a highly diverse environment like Southern Borno excessively partisan characters are time bombs. They are vicious and viral. What is needed now is team spirit, even when politics is , many individuals survival strategy. But the larger interest should always be paramount.

Unity in southern Borno too, should be a game-changer for the state. The state government shall find it easier and cost effective to address with an aggregated identity and interest than having to go round individuals, entities, or groups. Dealing with a united people facilitates good governance. On the part of the region, its unified voice is likely to be heard louder and clearer. Also demands for dividends of democracy are better articulated. When people pull in different directions or work at cross purposes, political jobbers and negative characters feed fat at the expense of the people. Unity locks such individuals out for good!

The clarion call here is for every well-meaning sons and daughters of Southern Borno to have their hands on the deck. They should raise issues. Pose questions. Agree. Disagree. And agree and then move forward. It’s normal in consensus building as it is among family members. The only bad or irrelevant voices are the ones not expressed.

With the southern Borno youth actively engaged in the crusade for the unity of religion, the time is ripe to have a “Southern Borno Council of Elders” similar to the Yoruba Elders, Northern Elders and the all inclusive Borno Elders. This shall be the icing on the cake of the “Southern Borno Identity” as a partner in the progress of the Borno Elders.

By intent, the Borno Elders is to speak for the entire Borno, but by perception, it’s a Northern and Central Borno affair, notwithstanding the symbolic sprinkling of persons of the southern extraction. Perception, as it were, is a powerful emotional guide that can not be easily wished away. Besides, the Southern Borno Elders Council could be considered as a third platform for opinion moulders on issues relating to zonal levels. This and similar platforms elsewhere have the potential to strengthen the voices of both states and the Northern Elders/Arewa Consultative Forum (ACF) in matters, development, and national stability.

The omnibus (pan- Borno South) body, called “The Conference of Southern Borno Development Associations (CSBDAs) should set the ball rolling. Southern Borno is up and ready. The manifest momentum in ushering a Southern Borno identity should not be slowed down.

Seeing individuals of different strips (ethnicity, profession, faith, status etc), from Gwoza, Damboa, Askira/Uba, Hawul, Biu, Ɓayo, Kwaya Kusar and Shani, coming together almost regularly to freely and passionately brainstorm on issues affecting Southern Borno is a welcome development to behold. It’s a dream come true for those who have been longing, advocating and working for such great day(s). It’s humbling. The momentum should therefore, not be allowed to ebb.

The time is ripe for all well-meaning sons and daughters to metaphorically join the Borno South “Unity, and Friendship” train of peace, development and stability.
A.G.Abubakar agbarewa@gmail.comA Southern Borno Identity Is Fast Crystallising, The Momentum Should Be Sustained

   "....persons, communities, regions, and even nations without identity become mere statistics in humanity's scheme of things." (Anonymous).

A people’s identity could be expressed in the form of a common outlook, and perceptions on life, including worldview, usually shaped by shared elements of culture, tradition, geography and historical experience.The aggregation of these factors into a distinct and discernible composite characteristic and way of life. It is this distinct characteristics and ways of life that set one community or group apart from the other, identity wise.

Until recently, it would seem, Southern Borno communities have not been conscious of such common identity or bond existing among them. If they did, it was taken for granted, and so hardly brought to bear in the pursuit and promotion of their common interests and destiny. The story however is changing, and encouragingly fast too, going by recent developments.

Thess include a series of consultative (person to person, group to group) meetings and interactions to discuss challenges affecting the region. There has also been a huge growth in the rate of the people coming together to celebrate one of their own for being role models. Or show empathy in times of grief and tragedy. The latest sense of empathy being the unity of purpose exhibited towards raising massive material support in aide of the victims of the catastrophic flood that devastated Maiduguri, the state capital. The sum of N200 million (and still counting) was collectively raised and donated! There couldn’t be a greater sence of unity of purpose. It also underscores the budding manifestation of a common identity of Southern Borno.

To restate the obvious, Southern Borno represents a significant part of current the Borno State in more ways than one. First, it is the food basket of the state. Second, the region is home to the middle and lower manpower base of the state, including artisan service providers. Despite this, the region has not been able to command a commensurate clout due to challenges of diversity. Building unity and strength out of it couldn’t be more daunting!

The diversity in Borno South covers tribes, cultures, religions, and geography. The landmass may just be about 40%, but it accounts for about 70% of the ethnic groups that constitute Borno, and none of them (within the enclave) is up to a million. Though Southern Borno is predominantly Muslim, the Christian faith commands a large following equally.

The Biu plateau to the South, and the Gwoza/Mandara Hills chains at the North East flank gave the land a jagged outlook with enormous flat plain in-between, making it suitable for arable farming and livestock. Culturally, diversity exists at two levels in southernBorno; those with hybrid disposition on account of proximity with the larger Kanuri ethnic group and the vast majority of groups that remain distinct or undiluted.

The diverse setting has since made the region highly vulnerable to divide and rule along the varying faultlines, particularly when it comes to political identity and strength. But thank God, sustained media campaigns and the relentless efforts of some eltes past and present, the zone is beginning to fine its mojo. People have been increasingly appreciative of the value of speaking with one voice. And in also seeing each other as “brothers” who developmentally not only in one boat but are facing the same storm.

The positive turn could be illustrated by the rising number and frequency of Southern Borno delegations to commiserate or celebrate with others in and outside the state. So, there has been a level of fraternity among ordinary folks of Southern Borno extraction.

Sports and cultural festivals have been recognised as a unifying factor universality. Southern Borno, appreciated this by initiating inter-local government soccer tournament. The first was held this year and has elicited a lot of interest especially among the youth. Now in tow, a pan-Borno South annual cultural festival and Summit is on the drawing board to take place tentatively by the end of the year. The Summit component shall actually be the second outing or so. The last one took place in 2018 at Maiduguri. Participants to both events (Summit and Festival) are billed to come from all the local governments in the South and even beyond. The cultural aspect is expected to leverage on the success and experiences renown by “micro” cultural festivals like the Marama Day and Menwara of Shani.

Another unifying factor has been the people’s shared vision to better their lot. After years of developmental challenges, they are now willing to do more to help themselves. No matter how little. The zone also needs a collective voice to engage politically with the larger Borno society to improve its chances of securing a power shift or even get a state created out of the South namely; the Savannah.
The Nigerian Constitution obliges a state-wide referendum, among other conditionalities, for creating new states. Unless otherwise, the concurrence of the other two zones is a necessity. The pursuit of this has had a positive effect on the unity of Southern Borno, too.

To sustain the current tempo and to also provide further traction to the unity-building process, it would be in order for those sitting on the fence to join the movement. On the part of those driving the movement using various initiatives/platforms, it is now time to play down partisanship. In a highly diverse environment like Southern Borno excessively partisan characters are time bombs. They are vicious and viral. What is needed now is team spirit, even when politics is , many individuals survival strategy. But the larger interest should always be paramount.

Unity in southern Borno too, should be a game-changer for the state. The state government shall find it easier and cost effective to address with an aggregated identity and interest than having to go round individuals, entities, or groups. Dealing with a united people facilitates good governance. On the part of the region, its unified voice is likely to be heard louder and clearer. Also demands for dividends of democracy are better articulated. When people pull in different directions or work at cross purposes, political jobbers and negative characters feed fat at the expense of the people. Unity locks such individuals out for good!

The clarion call here is for every well-meaning sons and daughters of Southern Borno to have their hands on the deck. They should raise issues. Pose questions. Agree. Disagree. And agree and then move forward. It’s normal in consensus building as it is among family members. The only bad or irrelevant voices are the ones not expressed.

With the southern Borno youth actively engaged in the crusade for the unity of religion, the time is ripe to have a “Southern Borno Council of Elders” similar to the Yoruba Elders, Northern Elders and the all inclusive Borno Elders. This shall be the icing on the cake of the “Southern Borno Identity” as a partner in the progress of the Borno Elders.

By intent, the Borno Elders is to speak for the entire Borno, but by perception, it’s a Northern and Central Borno affair, notwithstanding the symbolic sprinkling of persons of the southern extraction. Perception, as it were, is a powerful emotional guide that can not be easily wished away. Besides, the Southern Borno Elders Council could be considered as a third platform for opinion moulders on issues relating to zonal levels. This and similar platforms elsewhere have the potential to strengthen the voices of both states and the Northern Elders/Arewa Consultative Forum (ACF) in matters, development, and national stability.

The omnibus (pan- Borno South) body, called “The Conference of Southern Borno Development Associations (CSBDAs) should set the ball rolling. Southern Borno is up and ready. The manifest momentum in ushering a Southern Borno identity should not be slowed down.

Seeing individuals of different strips (ethnicity, profession, faith, status etc), from Gwoza, Damboa, Askira/Uba, Hawul, Biu, Ɓayo, Kwaya Kusar and Shani, coming together almost regularly to freely and passionately brainstorm on issues affecting Southern Borno is a welcome development to behold. It’s a dream come true for those who have been longing, advocating and working for such great day(s). It’s humbling. The momentum should therefore, not be allowed to ebb.

The time is ripe for all well-meaning sons and daughters to metaphorically join the Borno South “Unity, and Friendship” train of peace, development and stability.
A.G.Abubakar agbarewa@gmail.comA Southern Borno Identity Is Fast Crystallising, The Momentum Should Be Sustained

   "....persons, communities, regions, and even nations without identity become mere statistics in humanity's scheme of things." (Anonymous).

A people’s identity could be expressed in the form of a common outlook, and perceptions on life, including worldview, usually shaped by shared elements of culture, tradition, geography and historical experience.The aggregation of these factors into a distinct and discernible composite characteristic and way of life. It is this distinct characteristics and ways of life that set one community or group apart from the other, identity wise.

Until recently, it would seem, Southern Borno communities have not been conscious of such common identity or bond existing among them. If they did, it was taken for granted, and so hardly brought to bear in the pursuit and promotion of their common interests and destiny. The story however is changing, and encouragingly fast too, going by recent developments.

Thess include a series of consultative (person to person, group to group) meetings and interactions to discuss challenges affecting the region. There has also been a huge growth in the rate of the people coming together to celebrate one of their own for being role models. Or show empathy in times of grief and tragedy. The latest sense of empathy being the unity of purpose exhibited towards raising massive material support in aide of the victims of the catastrophic flood that devastated Maiduguri, the state capital. The sum of N200 million (and still counting) was collectively raised and donated! There couldn’t be a greater sence of unity of purpose. It also underscores the budding manifestation of a common identity of Southern Borno.

To restate the obvious, Southern Borno represents a significant part of current the Borno State in more ways than one. First, it is the food basket of the state. Second, the region is home to the middle and lower manpower base of the state, including artisan service providers. Despite this, the region has not been able to command a commensurate clout due to challenges of diversity. Building unity and strength out of it couldn’t be more daunting!

The diversity in Borno South covers tribes, cultures, religions, and geography. The landmass may just be about 40%, but it accounts for about 70% of the ethnic groups that constitute Borno, and none of them (within the enclave) is up to a million. Though Southern Borno is predominantly Muslim, the Christian faith commands a large following equally.

The Biu plateau to the South, and the Gwoza/Mandara Hills chains at the North East flank gave the land a jagged outlook with enormous flat plain in-between, making it suitable for arable farming and livestock. Culturally, diversity exists at two levels in southernBorno; those with hybrid disposition on account of proximity with the larger Kanuri ethnic group and the vast majority of groups that remain distinct or undiluted.

The diverse setting has since made the region highly vulnerable to divide and rule along the varying faultlines, particularly when it comes to political identity and strength. But thank God, sustained media campaigns and the relentless efforts of some eltes past and present, the zone is beginning to fine its mojo. People have been increasingly appreciative of the value of speaking with one voice. And in also seeing each other as “brothers” who developmentally not only in one boat but are facing the same storm.

The positive turn could be illustrated by the rising number and frequency of Southern Borno delegations to commiserate or celebrate with others in and outside the state. So, there has been a level of fraternity among ordinary folks of Southern Borno extraction.

Sports and cultural festivals have been recognised as a unifying factor universality. Southern Borno, appreciated this by initiating inter-local government soccer tournament. The first was held this year and has elicited a lot of interest especially among the youth. Now in tow, a pan-Borno South annual cultural festival and Summit is on the drawing board to take place tentatively by the end of the year. The Summit component shall actually be the second outing or so. The last one took place in 2018 at Maiduguri. Participants to both events (Summit and Festival) are billed to come from all the local governments in the South and even beyond. The cultural aspect is expected to leverage on the success and experiences renown by “micro” cultural festivals like the Marama Day and Menwara of Shani.

Another unifying factor has been the people’s shared vision to better their lot. After years of developmental challenges, they are now willing to do more to help themselves. No matter how little. The zone also needs a collective voice to engage politically with the larger Borno society to improve its chances of securing a power shift or even get a state created out of the South namely; the Savannah.
The Nigerian Constitution obliges a state-wide referendum, among other conditionalities, for creating new states. Unless otherwise, the concurrence of the other two zones is a necessity. The pursuit of this has had a positive effect on the unity of Southern Borno, too.

To sustain the current tempo and to also provide further traction to the unity-building process, it would be in order for those sitting on the fence to join the movement. On the part of those driving the movement using various initiatives/platforms, it is now time to play down partisanship. In a highly diverse environment like Southern Borno excessively partisan characters are time bombs. They are vicious and viral. What is needed now is team spirit, even when politics is , many individuals survival strategy. But the larger interest should always be paramount.

Unity in southern Borno too, should be a game-changer for the state. The state government shall find it easier and cost effective to address with an aggregated identity and interest than having to go round individuals, entities, or groups. Dealing with a united people facilitates good governance. On the part of the region, its unified voice is likely to be heard louder and clearer. Also demands for dividends of democracy are better articulated. When people pull in different directions or work at cross purposes, political jobbers and negative characters feed fat at the expense of the people. Unity locks such individuals out for good!

The clarion call here is for every well-meaning sons and daughters of Southern Borno to have their hands on the deck. They should raise issues. Pose questions. Agree. Disagree. And agree and then move forward. It’s normal in consensus building as it is among family members. The only bad or irrelevant voices are the ones not expressed.

With the southern Borno youth actively engaged in the crusade for the unity of religion, the time is ripe to have a “Southern Borno Council of Elders” similar to the Yoruba Elders, Northern Elders and the all inclusive Borno Elders. This shall be the icing on the cake of the “Southern Borno Identity” as a partner in the progress of the Borno Elders.

By intent, the Borno Elders is to speak for the entire Borno, but by perception, it’s a Northern and Central Borno affair, notwithstanding the symbolic sprinkling of persons of the southern extraction. Perception, as it were, is a powerful emotional guide that can not be easily wished away. Besides, the Southern Borno Elders Council could be considered as a third platform for opinion moulders on issues relating to zonal levels. This and similar platforms elsewhere have the potential to strengthen the voices of both states and the Northern Elders/Arewa Consultative Forum (ACF) in matters, development, and national stability.

The omnibus (pan- Borno South) body, called “The Conference of Southern Borno Development Associations (CSBDAs) should set the ball rolling. Southern Borno is up and ready. The manifest momentum in ushering a Southern Borno identity should not be slowed down.

Seeing individuals of different strips (ethnicity, profession, faith, status etc), from Gwoza, Damboa, Askira/Uba, Hawul, Biu, Ɓayo, Kwaya Kusar and Shani, coming together almost regularly to freely and passionately brainstorm on issues affecting Southern Borno is a welcome development to behold. It’s a dream come true for those who have been longing, advocating and working for such great day(s). It’s humbling. The momentum should therefore, not be allowed to ebb.

The time is ripe for all well-meaning sons and daughters to metaphorically join the Borno South “Unity, and Friendship” train of peace, development and stability.
A.G.Abubakar agbarewa@gmail.com

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Seven Killed in Fresh Attack on Benue Community

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By: Fabian Apechihin

At least seven people have been confirmed dead following an ആക്രമ by suspected armed herders on Channel One community in Logo Local Government Area of Benue State.

The affected settlement, located along the Arufu–Wukari road near the border with Taraba State, was reportedly invaded late Sunday night. Residents said the attackers stormed the area around 11 p.m., firing indiscriminately and forcing villagers to flee.

A local resident, Amos, who spoke via telephone, said the sudden gunfire caused panic as people ran for safety. A community leader, Joseph Anawah, also confirmed the нападение, initially reporting six fatalities and identifying the victims as Akor Gwakyaa, Msooter Gwakyaa, Aondoungwa Michael, Vershima Michael, Terna Michael, and Msughter Terzungwe.

He added that several others sustained serious injuries and were taken to hospitals in Anyiin, while about seven critically injured victims were transferred to Ugba for further treatment.

According to Anawah, the attackers—believed to be armed Fulani herders—arrived in large numbers on motorcycles and were heavily вооружены. He alleged that they may have come from a camp in Shaor, a deserted village in Logo LGA previously flagged in intelligence reports as a base for armed groups.

The assault has triggered fresh displacement, with residents of the affected and nearby communities fleeing to safer locations over fears of additional attacks.

Chairman of Logo LGA, Clement Kav, confirmed that seven people were killed and four others injured. He said the assailants carried out a swift हमला before retreating.

Kav noted that the incident has been reported to the police commissioner and the state’s Special Adviser on Homeland Security.

Meanwhile, the spokesperson of the Benue State Police Command, DSP Udeme Edet, said she had not yet received full details of the incident but promised to provide updates.

The latest killings add to a growing wave of violence across Benue State. In recent days, multiple attacks have been recorded, including the killing of a traditional ruler and his family in Agatu LGA, as well as the murder of three mourners and abduction of two others in Ushongo LGA.

Community leaders are now urging both state and federal authorities to strengthen coordinated security operations, particularly along border areas, and to dismantle suspected armed camps to prevent further bloodshed.

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Court Orders Accelerated Trial Of Alleged Coup Plot Suspects

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By: Fabian Apechihin

A Federal High Court sitting in Abuja has directed that the trial of six individuals accused of plotting to topple President Bola Tinubu’s government be fast-tracked.

In a ruling delivered on Monday, Justice Joyce Abdulmalik approved an accelerated hearing process and scheduled April 29, April 30, May 4, and May 5 for the start of the trial, along with the hearing of bail applications. She, however, stated that proceedings would commence before any bail requests are entertained.

Those standing trial are Mohammed Ibrahim Gana, a retired major-general; Erasmus Ochegobia Victor, a retired navy captain; Ahmed Ibrahim, a police inspector; and Zekeri Umoru, an electrician attached to the Presidential Villa. Also charged are Bukar Kashim Goni and Abdulkadir Sani, a Zaria-based cleric.

The defendants are facing a 13-count charge that includes allegations of treason, terrorism, failure to disclose information, and money laundering. All six pleaded not guilty. One of the charges accuses them of conspiring in 2025 to wage war against the state in a bid to unseat the President.

Attorney General of the Federation, Lateef Fagbemi, informed the court that the prosecution is prepared, with witnesses ready to testify. However, defence lawyers—among them Mohammed Ilayepo, Paul Erokoro, A.I. Yeru, and N.S. Diri—objected to the timeline, citing inadequate notice and the complexity of the case.

Despite the concerns raised, the court instructed all parties to cooperate in ensuring a swift trial.

The session was held under heavy security, with journalists barred from the courtroom. Officials, backed by operatives of the Department of State Services, asked reporters to leave shortly before proceedings began.

Meanwhile, a separate military tribunal involving 36 serving officers allegedly connected to the plot is scheduled to resume on May 8. The Defence Headquarters confirmed that the officers are being tried under military law at a tribunal in Abuja.

The parallel civilian and military proceedings highlight the scale of the alleged plot, which authorities say involves both civilians and active-duty personnel.

Former Bayelsa State Governor Timipre Sylva, who was named in several counts but not formally charged, is said to be at large.

The six accused persons had earlier been arraigned and remanded in DSS custody as investigations into the alleged coup plot continue.

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Policy Summersaults Threat To Nigeria’s Growth: CRC Boss

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Stephen Olufemi Oni, Ilorin

Nigeria’s quest to build a vibrant entrepreneurial economy is under serious threat due to inconsistent government policies, weak infrastructure and fragmented data systems, Managing Director of CRC Credit Bureau Limited, Dr Ahmed Babatunde Popoola, has said.

Popoola raised the alarm while delivering a lecture at the Kwara State University (KWASU), Malete, where he stressed that access to finance alone cannot drive business growth without trust, reliable data and coordinated policy direction.

According to him, Nigeria must urgently strengthen three key pillars—financial services, financial infrastructure and socio-economic systems—to compete with leading entrepreneurial economies globally.

“We must develop all these three in Nigeria to join the league of entrepreneurial economies,” he said.

He expressed concern that frequent policy changes by successive administrations have weakened the impact of government interventions on small businesses and consumers.

“At the public policy level, a coherent access to finance framework for consumers and SMEs needs to be developed. We have observed that different administrations embark on different policies and continuity is not guaranteed. This is a major challenge in Nigeria,” Popoola stated.

The CRC boss also decried the dominance of informal credit systems, warning that millions of Nigerians, including users of unregulated digital lending platforms, remain outside the formal financial ecosystem.

“A lot of credit activities take place informally outside the formal financial system. A robust finance framework would connect these fragmented sources to the formal system and enhance financial inclusion,” he said.

On identity management, he called for the harmonisation of multiple identification platforms under the National Identification Number (NIN), proposing a unified system for all Nigerians.

“We need to accelerate the fusion of tax ID, passport, BVN, driver’s licence and voter’s card with the NIN. It should be the only unique number for everyone,” he added.

Popoola further warned that rising digital financial transactions have increased exposure to fraud and data breaches, urging stricter enforcement of data protection laws.

“Data is central to the success of the financial system. It must be protected from abuse and unauthorised access. Strict compliance with data protection regulations should be enforced,” he said.

He also urged government to unlock critical data held by telecom firms, power distribution companies, insurers and tax authorities to support credit bureaus in improving lending decisions.

“With the right data, credit bureaus can unlock access to credit for consumers and small businesses. Today, data is locked up in silos and not useful to the economy,” he noted.

Highlighting infrastructure gaps, Popoola described poor electricity supply as a major obstacle to industrialisation and enterprise development.

“I do not think any nation can achieve greatness if access to electricity remains as poor as we currently have it in Nigeria,” he said.

He challenged universities to conduct impact assessments on government-backed SME programmes, noting a lack of evidence on whether such interventions are achieving desired outcomes.

“Rigorous research should determine whether these supports are achieving expected outcomes. As of now, we have little research activities in this area,” he added.

Popoola, however, acknowledged progress in Nigeria’s digital ecosystem, citing the growth of fintech firms such as Flutterwave, OPay, Interswitch and MoniePoint as evidence of emerging trust infrastructure.

“Government direct financial support is a form of subsidy and cannot materially address the gaps in access to finance. The promotion of financial infrastructure will move the needle faster,” he said.

He emphasised that improving education and healthcare systems is critical to unlocking the potential of Nigeria’s youthful population.

“When we build the capacity of people through quality education and accessible healthcare, we will unleash opportunities for our youthful population to live lives of dignity and prosperity,” Popoola said.

Meanwhile, the Vice-Chancellor of Kwara State University, Professor Shaykh-Luqman Jimoh, reaffirmed the institution’s commitment to bridging the gap between academia and industry through strategic partnerships.

Jimoh said the collaboration between the university and CRC Credit Bureau Limited would enhance students’ employability through internships, research and industry exposure.

“This lecture is one way we as a university are forging synergy with industry,” he said.

“Our students stand to benefit from structured internships, industry exposure, and targeted employability training, while our faculty will engage in joint research and knowledge exchange that strengthens both academic output and industry practice,” Jimoh added.

He noted that the partnership, formalised in January 2026, focuses on finance, data science and credit management, positioning the university as a driver of economic transformation.

“For us, theory must meet practice on our campuses while practice must reflect grounded theories in our communities. This is the only way universities can contribute meaningfully to national development,” he said.

Also speaking, the Dean of the Faculty of Management and Social Sciences, Dr Rahman Mustapha, underscored the importance of trust in building a sustainable financial and entrepreneurial ecosystem.

“The future of finance and entrepreneurship in Nigeria rests on your shoulders, and trust remains the currency that will sustain your endeavours,” Mustapha told students.

He described the lecture as timely, noting that stronger collaboration between academia and industry is essential for preparing students for real-world challenges and driving national development.

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