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Reflections On Nigeria, The North And Stability.

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By: A G Abubakar

What If There Were A Dangote Halal Bank, A Bua Sunnah Bank And Halal Finance Institutes Across The Region?
It would have been less agonising to avoid the grim statistics and the facts behind them when dealing with the challenges across the 19 states that constitute the geographical North. But, that would amount to playing evasive; akin to bringing a case before a law court but avoiding putting a “face” on the accused.

The insidious culprits in this case are the growing cases of insecurity and deprivations that have almost succeeded in pushing the region into a socioeconomic cul-de-suc with a concomitant potential to pull the nation down. A dire situation now that could only be avoided, if and when, the elites, industrialists and governments at the state and local levels in the region, should come together, as a matter of urgency to forge a common front against insecurity and economic hardships to shield the masses from being galvanised by mass discontent and as a consequence resort to the unorthodox. Currently, the North as it is ,is the North no one wants.

The other parts of Nigeria may not be immune from such a crisis, but those in the North dwarf them in terms of scale, intensity, and ideological content. In actuality, if the North were to be an independent state, it would nearing a failed one by now, especially given the increasing number of ungoverned spaces, the rising propensity to resort to self-help, the breakdown of law and order and the dwindling national capacity to address them effectively.

Insurgents and Gunmen in the Midst
By last count, experts believe that there are about thirteen (13) armed groups operating in the North alone. More than half of them are thought to be ideological Jihadists with territorial ambitions. They include the well-known ones like Boko Haram, ISWAP (Islamic State in the West Africa Province) Al’Ansarudeen, Jama’a Islamiy, the Qur’aniyun, and lately the Lakurawa which is believed to be a franchise of the JNIM (Jama’a Nusrat ul-Islam wa al-Muslimin) and also an affiliate of the Al-Qaed.

The Lakurawa, though the “new kids on the block” has been determined to have its roots in the Sokolo/Kebbi enclaves of Nigeria where the ancestors of the group’s founder, Amadu Kofa (Amadou Koufa), came from decades ago. Though founded and incubated in Mali, the Movement kept touch with Nigeria and parts of Niger Republic. Records indicate that communities in these regions had cause to enlist their support in the fight against bandits and cattle rustlers before also becoming a violent group, too. The group was pushed out of the country about a decade ago, only to take advantage of the recent diplomatic friction between Nigeria and Niger to stage a comeback. This time around more deadly.

The terrorist formations comprising armed bandits, kidnappers, and highway robbers have been multiplying by the day. Most are identified by their warlords who bear names and/or sobriquet like Buharin Daji, Ado Alero, Ali Kachalla, Yellow, Sububu (Kachalla Halilu Sububu Seno), Alhaji Karki,Dogo Gide, Bello Turji etc.

Today, only four (4) or five (5) states out of the nineteen (19) in the northern part of the country are relatively safe in terms of life and property. They include Kano/Jigawa, Gombe/Bauchi, and, to a lesser extent, the FCT and Nasarawa. Boko Haram/ISWAP is still very active in parts of Borno,Yobe, and Adamawa, while bandits are having field day in Taraba. The armed herdsmen and kidnappers basically considered economic terrorists have taken over large swatches of LGAs in Katsina, Zamfara, Sokoto, and Kebbi states The Lakurawa has added ideological dimension to the crisis.

Niger and Kaduna States are hosts to both economic terrorism and jihadists in such enclaves as Birnin Gwari, Kwantagora, Shiroro, Mokwa and others. The Ansaru Islamic group along with Boko Haram/ISWAP, Mourabitoun, the Qur’aniyun cells maintain heavy presence in the zone making life terribly challenging for the numerous communities.The neighbouring states of Kwara (Kaiama, Baruten etc) and Kogi (Okene, Obajana axis) have equally been infiltrated.

The Benue/Plateau region and parts of Taraba and Southern Kaduna states have been grappling with herdsmen and farmers clashes aside from the ethno-religious crisis that have been going on for decades and still sustaining. Inter-religious, inter-tribal, and inter-cultural tensions are frequent occurrences with far-reaching consequences for both life and property.

The Devastations.
Recent studies by such respected firms as the Nigeria based SB Morgen (SBM Intelligence), and Nigeria’s Beacon Security and Intelligence Ltd, provided insight into the gory impacts of terrorism, insurgency and banditry across the North and their concomitant socioeconomic deprivations. For the period between July 2023 and June 2024, the SB Morgen research indicates that 7,568 people were kidnapped for ransom. Out of this, 1,056 were killed. And, over a billion naira paid in ransom. The trio states of Zamfara, Katsina, and Kaduna topped the kidnapping list.In fact, except for Enugu, the top ten (10) kidnapping-prone states in the nation are in the North.

Thousands of lives have been lost, aside from the psychological trauma visited on the citizens by the numerous insurgency groups, and the picture of the devastation in the North becomes clearer in both physical and mental senses. Physically, it has been difficult for people to undertake traditional economic activities like farming and commerce in the affected areas. Physical infrastructure like national power grid and rail lines have not been spared either. Mentally, through radical preaching by the insurgents, a huge segment of the society has been instigated against the government and its policies (financial inclusion) and social safety nets programmes.

Successive governments have been trying to address the crisis of existential resistance in the region, but so far, the impacts have been minimal. The combo of kinetic and non-kinetic approaches (amnesty, de-radicalisation, etc) didn’t seem to work well. Maybe it’s high time to factor in other root causes to the crisis, namely poverty and ignorance. The panacea for the two should revolve around education, financial inclusion (including the resuscitation of the SMEs), and the re-positioning of the nation’s security architecture for efficiency and effectiveness. The masses, the Northern industrialists/elites, and the government should target the challenges in tandem; joint targeting.

Breathing life into the moribund but critical sectors.
From various sources, including casual observations, it is apparent that the industrial base of the North has totally collapsed. The famous Kaduna, Kano, Zamfara, and Plateau industrial enclaves have all gone under over the last three decades or so. Agriculture and livestock have not been left out of the regression.

The textiles, leatherwork, oil mills, and bottling ventures have become “ghost towns.” For instance, it has been estimated that over 145 textile related businesses have shut down by the end of 2015, during which over 50,000 direct jobs were lost and millions more affected indirectly. A development that precipated poverty, which incidence has since gone beyond 70% (NESG,2019) in such states like Sokoto, Taraba, Jigawa, etc. The poverty challenges coupled with low literacy levels, among other factors, became enablers of insecurity in the region.

Both the formal and the non formal educational systems in the region have suffered from years of neglect by successive governments.This is in addition to some existing pockets of resistance by sections of the society in the North even by the turn of the 21st century. The Nomadic Education Program and the Almajiri Schools strands had but literally been kept on the back burner. The neglect, the tacit resistance, and lately the insurgency/ terrorism have generally devastated the educational system measures in the Northwest and Northeast regions, thereby rendering millions of kids to poverty and radical manipulations.

In fact, statistics from the UNICEF showed that 16 m out of the 20 million out-of-school children are from the North. This is in addition to over 67% of the womenfolk in the region who can not read or write. In short, they are illiterates (curtesy former VP, Osinbajo, WIMBIZ, ’24).

The rich Northerners should invest more
The Forbes listing for 2023/24 top 10 billionaires in dollar terms in Nigeria have many Northerners featuring prominently. Dangote maintains the first position in both Nigeria and Africa. He comes in with $15.3 billion. Abdulsamad of Bua comes second with $7.6 billion. People like Muhammad Indimi of Oriental Energy Resources (OER) with over half a billion dollars and TY Danjumma of South Atlantic Petroleum (SAPERO) equally made the list. The question has this achievement impacted the regions’ well? Well, not much, except for bragging right or a psychological massage that the region still matters. For, over 80% of individuals living among the quartet in the region survive on less than 50 cent a day. A scenario that may qualify as one of the morally repugnant income inequality in the world today, with disconcerting consequences.

The national financial inclusion rate, according to Access the Access to Finance firm (A2F, 2023), stood at 67%. The North East and North West have 47% each signifying low inclusion due to poor earning capacity and/or aversion for conventional banking. May be that explains the fact that since the collapse of the Bank of North, none of the current
major banks in Nigeria has its national Hq in the North. This is aside from the nominal shareholdings in the banking sector by the region as a whole.

The call here is to the governments at all levels to pay a renewed and greater attention to education and
agriculture as it joins hands to defeat the threats of the existential insecurity across the region. The initiative in this respect should include the establishment of the Islamic Finance Institute (IFI) by the relevant state governments.

Individuals like Aliko Dangote, Mangal,and Abdulsamad Rabiu should increase their commitments to socioeconomic cause by establishing an alternative banking system. A system that is compliant with the people’s faith. In short, a banking system that meets the Islamic tenets. After all, the pursuit of wealth should be underpinned by the search for eternal redemption and salvation. Life on earth is a short one.

Dangote, in a fit of emotion arising from his perceived threat to his refinery and indeed business, said he is 67 years old, and so he had lived a larger part of his life. What he was doing therefore was not for himself but for the good of the nation and posterity. He went further to offer the refinery to any interested buyer. Besides, he said, people don’t take wealth to the grave. Aliko, like most rational beings, has come to terms with the effemeral nature of existence. The vanity of life. The same thought may once in a while cross the minds of his younger “cousin” in business, Abdulsamad of BUA Group and the others.

They can use their wealth to uplift the very society that gave them the opportunities to be what and who they are today. They may have been doing that through their various corporate humanitarian Foundations, but they need to extend the same to cover banking services, especially the Islamic brand. Truth, is their immediate constituency and catchments have been financially excluded. The federal government’s attempt at financial inclusion has not registered great success in the region due to a mixture of poverty and religious belief that abhors interest bearing financial systems.

Appropriate Banking System to leverage Government Initiatives. It would be interesting to see Dangote and Abdulsamad each floating halal (islamically permissible banking) bank to compliment government interventions that seek to break resistance to developmental processes in parts of the North. Private investors along with the government can open up the SME sector through the promotion of financial empowerment and inclusion schemes. This is regardless of the likelihood that banking may fall outside of their current core business interests. For a fact, an economically empowered region like the North has the potential for being the bedrock for their long-term business interests in view of its market size. Venturing into the banking space may, therefore, engender a win-win relationship. Besides, the required capital outlays for the advocated regional banks won’t dent their net worth of billions of dollars.

The CBN recently prescribed a new recapitalisation for banks depending on their categories. These include, the international, national, and regional, which capital base was put at N500 billion, N200 billion, and N50 billion, respectively. Merchant banks should have N50 billion while Non-interest banks need N20 billion for those with national spread and N10 billion for regional ones. To the duo, Aliko and Abdulsamad can conveniently foot such bills with ease. They can opt for foreign partnership to access global best practices and also reduce the initial financial outlay.

So let the North and indeed relevant parts of the nation have two halal banks floated by the duo. So let there be a Dangote Halal Bank (DHB), BUA Halal Bank (BHB), and even Indimi Halal Bank (IHB) to complement the not too solid ones currently on ground. Lesser known individuals can equally do the same. The relevant governments in the region should equally establish Halal Finance Institutes to provide the needed manpower and other cross-cutting support services. This should deny radical ideologues the sustained dangerous hold on the people.

The tripartite approach involving the governments, private investors, and millions of faithfuls shall be a game changer in North’s drive for stability and development and invariably the nation at large. Charity, they say, begins at home.
A.G.Abubakar agbarewa@gmail.

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Opinion

Alia’s 2027 Ticket Faces Fresh Legal Uncertainty as APC Crisis Deepens

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For nearly three years, the political crisis within the Benue State chapter of the All Progressives Congress (APC) has largely been portrayed as a power struggle between Governor Hyacinth Alia and the Secretary to the Government of the Federation (SGF), Senator George Akume.

However, recent developments suggest that the dispute over control of the party could have wider legal and political implications as the 2027 general elections approach.

The crisis intensified earlier this year when rival camps conducted parallel state congresses and produced separate chairmen for the APC in Benue.

The Akume-aligned faction returned Austin Agada as state chairman, while the faction loyal to Governor Alia elected Benjamin Omale.

The emergence of two chairmen and competing claims to control of the party has further exposed the depth of the internal division.

The dispute has also raised questions about the legal consequences of competing party structures, particularly following a Court of Appeal judgment delivered in June 2026.

The appellate court affirmed the Austin Agada-led State Executive Committee and upheld an earlier decision nullifying the dissolution of that executive by the APC National Working Committee.

The court also sustained an order declaring the activities of the Benjamin Omale-led caretaker committee “null, void and of no effect whatsoever.”

The judgment has since become a major reference point in the continuing struggle for control of the APC structure in Benue.

Political observers note that the significance of party structures extends beyond the office of state chairman. Party executives play important roles in organising congresses, managing delegate processes, supervising primaries and implementing decisions relating to the nomination of candidates.

This has brought the dispute into sharper focus ahead of the 2027 elections, particularly over the possible legal implications for candidates whose nominations may be linked to disputed party structures.

A group of APC stakeholders is reportedly examining the possible legal consequences of the judgment and the continued existence of rival structures within the party.

The concern, according to those familiar with the matter, is whether political processes conducted through structures subsequently found to lack legal validity could become the subject of litigation.

Candidates loyal to Governor Alia whose nominations were subsequently overturned by the APC National Working Committee are already challenging the party’s decisions in court. Among them is former Benue Governor, Senator Gabriel Suswam.

At the centre of the emerging debate is whether the invalidation of a party structure could affect subsequent political processes conducted through that structure.

No court has, however, ruled that Governor Alia is ineligible to contest the 2027 governorship election, and there is currently no judgment declaring him barred from seeking re-election.

The potential issue, rather, concerns the relationship between the legitimacy of party structures and the validity of nomination processes conducted under those structures.

Nigeria’s electoral history contains several instances in which internal party disputes over congresses, delegate lists, executives and primary elections eventually resulted in prolonged litigation over candidates and nominations.

Against this background, the continued crisis within the Benue APC could assume greater significance as political parties begin preparations for the 2027 electoral cycle.

The conduct of parallel congresses following a Court of Appeal judgment affirming one faction’s leadership could potentially generate further legal questions over authority, compliance with party rules and the validity of subsequent decisions.

For Governor Alia, the immediate reality is that no court has declared him ineligible to contest the next election. However, continued uncertainty over the party’s structure could expose his political camp to further litigation and create complications during the nomination process.

The governor has also faced allegations from political opponents that more than N100 billion in public funds has been expended in efforts to secure control of APC structures over the past three years. The allegation remains disputed and would require evidence to establish.

What is increasingly clear is that the struggle for control of the APC in Benue has moved beyond a conventional political disagreement. It is now playing out simultaneously across political, legal and party-administrative fronts.

As the 2027 electoral cycle draws closer, the unresolved questions surrounding the APC’s leadership and nomination processes could become increasingly consequential for the party and its candidates.

For now, there is no judicial pronouncement preventing Governor Alia from appearing on the 2027 ballot. But if the stakeholders reportedly considering legal action proceed with a challenge over the circumstances of his nomination, the governor could face another significant legal battle as the election approaches.

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OPEN LETTER TO HIS EMINENCE, THE SULTAN OF SOKOTO

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NIGERIA BELONGS TO ALL OF US

I have written this open letter to His Eminence, Alhaji Muhammad Sa’ad Abubakar III, CFR, mni, Sultan of Sokoto and President-General of the Nigerian Supreme Council for Islamic Affairs, with profound respect for his office and for the historic institution he represents.

This is not an attack on Islam, neither an attack on Christianity.

Also, It is not an attempt to diminish the historical importance of the Sultanate, rather, it is a sincere contribution to a conversation I believe Nigeria must have with greater honesty, courage and intellectual maturity:

What does equal citizenship mean in Nigeria?

Our country has a complex history involving kingdoms, caliphates, indigenous political systems, colonialism, amalgamation, independence, religion, ethnicity and competing political traditions.

But after all that history, one question remains fundamental:

Who does Nigeria belong to? My answer is simple:

Nigeria belongs to all Nigerians.

I am publishing this letter openly because I believe conversations of this magnitude should not be confined to private rooms.

I hope it reaches His Eminence.

More importantly, I hope it reaches Nigerians—Muslims and Christians alike—who believe that our future must be built on equal citizenship, mutual respect, constitutional democracy and a shared sense of belonging.

I invite people to read this letter in that spirit.

Not as a provocation or as a religious argument. But as an invitation to think.

AN OPEN LETTER TO HIS EMINENCE, ALHAJI MUHAMMAD SA’AD ABUBAKAR III, CFR, mni

SULTAN OF SOKOTO AND PRESIDENT-GENERAL, NIGERIAN SUPREME COUNCIL FOR ISLAMIC AFFAIRS

Your Eminence,

OUR HISTORY MUST BE REMEMBERED HONESTLY—BUT IT MUST NOT BECOME A CLAIM ON THE FUTURE

Nigeria’s history contains great Muslim civilisations and political institutions.

Kanem-Bornu, the Hausa states and the Sokoto Caliphate represent important chapters in the history of the territories that eventually became Nigeria.

The Sokoto Caliphate, in particular, became one of the most influential Islamic political formations in West Africa.

That history deserves recognition and respect.

But history presents us with an important question:

Does historical political authority confer permanent political ownership?

I believe the answer must be no.

The British colonial conquest and occupation of the territories that now constitute Nigeria occurred over decades, with the conquest of the Sokoto Caliphate culminating in 1903. The Northern and Southern Protectorates were subsequently amalgamated in 1914, and Nigeria achieved independence in 1960.

Whatever political arrangements existed before colonial consolidation, the Nigeria that emerged as a modern sovereign state ultimately became a constitutional republic in which citizenship could not legitimately be based upon the political history of one religion, ethnic group, kingdom or region.

Nigeria became something larger than all of those histories.

It became a country.
And that country belongs equally to the Muslim, the Christian, the adherent of another faith, and the citizen who professes no religion.

Your Eminence, Nigeria’s Constitution does not establish either Islam or Christianity as the religion of the Nigerian state.

Section 10 provides that:

“The Government of the Federation or of a State shall not adopt any religion as State Religion.”

Section 38 protects freedom of thought, conscience and religion.

Section 42 further provides constitutional protection against discrimination on the basis of religion, among other grounds.

These provisions are not merely legal technicalities. They represent an important national compact.

They establish principles of religious neutrality, religious freedom and equal citizenship.

They tell every Nigerian that his or her fundamental rights cannot legitimately depend upon belonging to the “right” religion.

That principle protects Muslims from Christian majoritarianism just as it protects Christians from Muslim majoritarianism.

And therefore, defending constitutional religious neutrality is not an attack on Islam neither an attack on Christianity.
It is protection for both.

THE DIFFICULT QUESTION OF POLITICAL SYMBOLISM

Your Eminence, this is where I believe our national conversation requires greater intellectual honesty.

A political arrangement can have two realities simultaneously:
its strategic reality and its symbolic reality.

Strategically, politicians may see a particular political ticket as an effective coalition, an electoral calculation, a mechanism for consolidating support or a means of improving political cohesion.

But citizens may interpret exactly the same arrangement symbolically.

They may ask:
Who is represented?
Who is included?
Who is excluded?
What does this say about the distribution of power?
What does this mean for people like me?

This distinction became particularly visible in Nigeria’s debate over the Muslim-Muslim presidential ticket.

Some citizens saw strategy while others saw symbolism.
Some saw political competence, Others saw the possibility of religious exclusion.
Both reactions can exist simultaneously.

A mature democracy must therefore be capable of understanding not only what a political arrangement is, but also what people believe that arrangement means.

This is not an argument against Muslims occupying political office nor should it be an argument against Christians occupying political office.

It is an argument for understanding the enormous responsibility that comes with political symbolism in a deeply religious society.

Political leaders must therefore understand that electoral strategy does not exist in a vacuum. Every political decision is interpreted through the lived experiences, fears, hopes and historical memories of the citizens who encounter it.

That is why responsible leadership requires both strategic intelligence and sensitivity to political meaning.

The Muslim citizen must not feel like a tolerated Nigerian, neither should the Christian.

This is perhaps the most important principle I wish to communicate.

A Christian should never have to feel that his citizenship is conditional upon political accommodation by Muslims. A Muslim should never have to feel that his citizenship is conditional upon political accommodation by Christians.

Neither should have to prove that his loyalty to Nigeria is greater than his loyalty to his faith.

Both should be able to say:

“Nigeria is my country, and nobody needs to give me permission to belong here.”

That is the Nigeria we should be building.

Your Eminence, traditional and religious leaders occupy a unique position in Nigerian society.

Political leaders come and go.
Governments change.
Political parties rise and fall.
But institutions such as the Sultanate carry historical memory.
That gives your words a different weight.

When a politician speaks about religion, Nigerians may suspect political calculation but when a respected religious leader speaks about coexistence, citizenship and national unity, the message can carry a moral authority that politics often cannot achieve.

This is why I believe the Sultanate has an extraordinary opportunity.

Not merely to speak for Muslims, But to speak to Nigeria.
To say clearly that the greatness of Islam in Nigeria does not require the political diminishment of Christianity. And equally, that the flourishing of Christianity in Nigeria does not require the political diminishment of Islam.

The strength of one faith should not require the weakness of another.

The security of one community should not depend upon the insecurity of another.

And the political advancement of one Nigerian should never require the political humiliation of another Nigerian simply because of religion.

WE SHOULD MOVE BEYOND THE COMPETITION FOR RELIGIOUS OWNERSHIP OF NIGERIA

There is a dangerous psychological temptation in deeply divided societies.

Each community begins to measure its security by the amount of power the other community possesses.

Then politics becomes a permanent struggle for religious arithmetic.

Who has the President?
Who has the Vice President?
Who controls the security institutions?
Who appoints judges?
Who controls the legislature?
Who controls the governors?
Who controls the economy?
And eventually, citizens stop asking the most important question:
Does the country work for everyone?

That is where we must break the cycle.

Nigeria cannot become great by producing a permanent contest between Muslim political power and Christian political power.

It can become great when both communities begin demanding something larger:

competent political power exercised for the common good.

The ultimate measure of political leadership should not be the religion of the person holding office.

It should be the quality of governance, the protection of citizens, the fairness of institutions, the security of communities and the opportunity available to every Nigerian.

PERHAPS OUR GREATEST NATIONAL TEST IS NOT RELIGIOUS DOMINANCE—BUT MUTUAL TRUST

Your Eminence, I believe Nigeria’s deepest problem is not simply that Muslims distrust Christians or Christians distrust Muslims.

It is that decades of political competition, violence, injustice, insecurity, corruption and unequal experiences of citizenship have created an enormous deficit of trust.

Religious suspicion is often the language through which that distrust expresses itself.

Therefore, if we want to defeat religious tension, we must do more than preach tolerance.

We must build institutions that make tolerance unnecessary as a condition of citizenship.

A Nigerian should not need to be tolerated.
He should simply be equal.
A Christian should not need a Muslim’s permission to belong.
A Muslim should not need a Christian’s permission to belong.

Our common citizenship should be the foundation upon which our religious differences are accommodated—not the other way around.

Your Eminence, I respectfully propose that Nigeria’s most respected Muslim and Christian leaders begin a different kind of conversation.

Not another conference where speeches are made and photographs taken.

But a serious national dialogue around five questions:

  1. What does equal citizenship actually mean in Nigeria?
  2. How should religious diversity influence political representation without becoming a mechanism for religious entitlement?
  3. How do we distinguish legitimate political strategy from symbolism that creates unnecessary fear or exclusion?
  4. How can traditional and religious institutions help rebuild trust between communities?
  5. What constitutional, institutional and political reforms are necessary to ensure that no Nigerian believes the country belongs more to another citizen than to himself?

These are difficult questions. But perhaps Nigeria has spent too many decades avoiding difficult questions because they are uncomfortable. And perhaps the price of that avoidance is becoming too high.

Your Eminence, history gives leaders a choice.
Every generation inherits history. But every generation also decides what to do with it.
We can use history as a weapon or wisdom

We can teach our children that Nigeria is a battlefield between religious communities.
Or we can teach them that Muslims and Christians inherited a complicated country together and have the responsibility to make it work together.

We can continue competing over who has the greater historical claim.

Or we can build a country where historical claims do not determine the value of a citizen.

I respectfully believe the latter is worthy of the office you occupy.

The greatest legacy of a historical institution is not merely that it preserves the memory of what once was.

It is that it helps a nation decide what it can become.

My final appeal Your Eminence, I do not ask you to abandon Islam.

I ask you to help Nigerians understand that Islam does not need Nigeria to belong exclusively to Muslims for Muslims to belong completely to Nigeria.

And I would say the same to Christian leaders:

Christianity does not need Nigeria to belong exclusively to Christians for Christians to belong completely to Nigeria.

The future must therefore be bigger than both arguments.

Nigeria must belong to Nigerians.

Not to Muslims.

Not to Christians.

Not to Hausa, Yoruba, Igbo, Tiv, Fulani, Igala, Idoma, Nupe, or any other ethnic nationality.

Not to the North.

Not to the South.

Not to one historical institution.

To all of us.

That, in my humble view, is the foundation upon which a truly united Nigeria can eventually be built.

I respectfully submit this thought to Your Eminence—not as an accusation, but as an invitation to a deeper national conversation.

May our religious differences become a source of moral strength rather than political division.

May our history become a source of wisdom rather than entitlement.

May our political differences never become a justification for denying one another’s citizenship.

And may the Nigeria we leave our children be a country in which neither Muslim nor Christian ever has to ask:

“Does this country belong to me?”
Because the answer should always be:

“Yes. It is your country too.”

With profound respect,

Dr. Mike Achadu
A Nigerian Citizen

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Opinion

OF GOVERNANCE AND THE ZULUMFICATION OF GOVERNANCE IN BORNO: RANDOM MUSSINGS ON GOV. ZULUM’S 3RD YEAR 2ND STANZA.

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By: Inuwa Bwala. inuwabwala3@gmail.com

By the time I put down my pen, the media space would have been awash with narratives about the achievements of Mr President and governors, as a mark of celeberation of their third year in office.
I will not bother chronicling what will be told of their achievements, rather I want to look into the curious magic wand that made my own governor to stand differently tall.
One will not find the definition of title coinage for this piece in any conventional English lexicon, but no Nigerian will claim ignorance of what it signifies in our present governance discourse.
Many words have today been personified after certain people, who popularize an idiosyncritic mannerism.
And so, in Borno’s 15-year war against insurgency, Governor Babagana Umara Zulum seem to have chosen an unconventional playbook: governance style, reminisceint of an emergency doctor, not a distant administrator, which led to above coinage.
Three idiosyncrasies define his second term in particular, and the gains are showing on the ground to the effect that, these idiosyncracies gave rise to the coinage: Zulumfication.

Zulum’s trademark has been his unannounced visits; 2am checks on General Hospitals, surprise trips to IDP camps in Monguno, Baga, Damboa and others. Sudden stops on bad roads in Gwoza and unsheduled night overs in dangerous localities, as his routine.
He inspects projects with torchlight and asks hard questions: sometimes sacking absentee staff on the spot.
And the gains have added speed and discipline to government Contracts and civil servants.
They promptly deliver, knowing Zulum could appear any day any time.
This obviously explains how, 238 projects got completed in year one of his second term and 1,195 projects in five years. That urgency earned Governor Babagana Umara Zulum the Nigeria Union of Journalist’s Good Governance Award on Education in 2023.
And while Borno spent about N100bn on security in 2025, Zulum kept prioritizing people, with N727m going to 28,801 tertiary students. N1.5bn covered nursing students’ fees, besides the cash support reacheming 343,293 women.
His logic, has been that, “Education is the real antidote for insurgency. The payoff is human recovery.
Records indicate that, over 1,000 teachers were recruited, 150+ schools rebuilt, and the 104 Mega School Initiative launched. And so, when President Tinubu commissioned three mega schools in Maiduguri in 2026, he called them “tangible evidence of effective governance.” Kids who once hawked on Maiduguri streets are back in class because opportunity replaced despair.

Again, Zulum is known to have zero tolerance for waste. He has queried commissioners live on TV, sacked ghost workers, and confronted contractors who abandoned sites. It nay be uncomfortable in politics, but it works. Borno scored 89.7/100 on the 2025 Governance Accountability & Transparency Index, up from 86.3 in 2024, ranking among Nigeria’s top 10. Ministries now expect scrutiny, and leakages have shrunk.

Zulum blends this with reconstruction plus reconciliation. While 20,000+ resettlement homes house over 1 million returned IDPs, his “Borno Model” has convinced 200,000+ fighters and families to surrender and got reintegrated. Markets in Bama, Dikwa and Gwoza are reopening. Roads are being rebuilt, though insecurity still stalls some projects in southern Borno.

He remains low-profiled but with very high-output, avoiding political noise and letting the work speak. The Muslim News Nigeria honored him with its 2025 Transformational Leadership Award for “courage, accountability, compassion.”

Perfection is not claimed. Pockets of violence persist, and security costs strain finances, but Zulum’s style proves a point
In a crisis situation, presence builds trust, empathy rebuilds people, and accountability restores institutions. Borno is moving from “state of emergency” to “state of reconstruction” — one unannounced visit produces uncommon results.
Thiese in my opinion are amingst the exceptional things governor Babagana Umara has done, which have given rise to his national acclaim as an outstanding performer.

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